The Office of Housing and Residence Life very strongly advises that each resident carry individual renter's insurance for his or her personal property in the event of fire, flood, theft, hurricane, tornado, overflowing tubs, broken pipes, water main breaks, etc.
You must understand that East Georgia State College and the Office of Housing and Residence Life DOES NOT and CANNOT protect any personal belongings against burglary, vandalism, fire, smoke, and other perils.
You must also understand that by not having personal liability insurance, you may be liable to third parties and to East Georgia State College and the Office of Housing and Residence Life, for certain perils which are covered by renter's insurance.
You may be covered by your parents' homeowner's insurance. Check with your parents' homeowner's insurance company to see what is covered and additional information necessary for coverage.